PCI DSS

Accelerate and simplify PCI DSS compliance

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Ensure PCI DSS compliance every day, not just audit day.

Automated evidence gathering, pre-populated documentation, and continuous monitoring will reduce discovery and setup time by up to 50% when compared to outdated manual processes.

Make the move from periodical checkbox to continuous compliance, where controls are monitored, measured, and maintained year-round so your team are ahead of the game, and PCI compliance will have zero impact on day-to-day operations. Instead of drafting multiple documents from scratch, our technologies generate custom policy templates and security procedures mapped to PCI DSS.

  • Automate the PCI DSS compliance process
  • Help and guide teams at every turn while returning up to 50% of their time
  • Get complete visibility across your entire PCI DSS program
  • Get access to an experienced CISO level expert as standard

Speak to a CyberKainos PCI DSS expert today.

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Process automation

Automate and accelerate assessments

By leveraging powerful automation capabilities, your team can run multiple compliance projects at the same time

Eliminate task duplication

Our technologies inform users if a piece of work or evidence can be used against multiple target frameworks

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Get real time visibility into compliance gaps

Say goodbye to point in time reporting. We provide all the visibility you need on one, real time dashboard

Reasons to accelerate PCI DSS compliance

 

Strengthen your data security

At its core, PCI DSS is all about improving the way organisations store, process, and transmit sensitive payment and customer data. By implementing its security controls around firewalls, encryption, secure authentication, and regular vulnerability scanning you reduce the chances of being impacted by a cyber-attack or data breach.

PCI DSS supports your wider risk management strategy, aligning with other compliance frameworks such as NIST and GDPR.

Cybersecurity compliance standards

Build customer trust

Customers are more cautious than ever when it comes to sharing their personal and financial information. Knowing your business complies with PCI DSS, will help them feel more confident that their card and personal data are being handled responsibly.

A top tip from CyberKainos is to shout about your compliance achievements like PCI DSS with a logo onto your website to reassure customers. You will be amazed how many of your competitors do not do this!

Improve operational efficiencies

As you work to secure your payment environment, you may also find opportunities to streamline processes, update outdated software, and train employees more effectively.

Improved processes not only enhance security, but also lead to more efficient operations, reduced downtime, and fewer human errors all of which benefit your bottom line.

cyber risk likelihood / impact matrix

We help with more than PCI DSS. Our expertise extends to over 20 global regulatory frameworks and standards including:

•  GDPR (a legal framework setting guidelines for the collection and processing of personal information)

•  ISO 27001 (an international standard for information security management)

•  DORA (A regulation introduced by the European Union to strengthen the digital resilience of financial entities)

•  ISO 42001 (An important standard to implement that demonstrates responsible and ethical usage of AI)

•  Cyber Essentials (A UK Govt backed certification scheme, helping organisations demonstrate a minimum level of protection in cybersecurity)

•  SOC2 (A standard to ensure third-party service providers store and process client data in a secure manner)

•  NIST CSF (the latest evolution of a voluntary framework providing organisations with a structured approach to managing cybersecurity risks)

•  HIPPA (A US law to protect confidentiality and security of healthcare information which also impacts UK organisations)

•  CMMC (a cyber security standard designed to improve the cyber security readiness of businesses that work with the US DoD)

NIST cybersecurity frameworkCyber EssentialsISO 42001General Data Protection RegulationSOC2ISO 27001

PCI DSS FAQs

What is PCI DSS?

PCI DSS stands for Payment Card Industry Data Security Standard. It is a set of security requirements designed to ensure that all companies that process, store, or transmit credit card and other customer information maintain a secure environment.

Who needs to be PCI DSS compliant?

Any organisation, regardless of size or number of transactions that handles credit card payments must comply with PCI DSS. This includes e-commerce websites, retail stores, and service providers. The number of transactions you process will determine your PCI DSS obligations. For example, a Level 4 organisation (who process fewer than 20,000 e-commerce transactions per year) may only need to complete a Self-Assessment Questionnaire (SAQ) and conduct a quarterly vulnerability scan. For major retailers processing millions of transactions the list of requirements will be substantially longer and require a full external audit by a PCI DSS Assessor.

Is PCI DSS a legal requirement?

While there is no direct legal requirement for compliance with PCI DSS in the UK, and it is not enforced by a government agency, in reality it is almost impossible to operate without it. Compliance is contractually enforced by major credit card brands and banks. Non-compliant organisations can find themselves issued with fines by their card provider, while it is a banks responsibility to monitor the day-to-day PCI DSS compliance of businesses. Failure to comply can result in the bank removing the ability of a merchant to take payments until they do. Non-compliant companies are also at risk civil legal action in the event of a data breach.

Who can perform a PCI DSS audit?

There are three ways a PCI DSS audit can be carried out :

  1. By a Qualified Security Assessor (QSA). A QSA is a security professional certified by the PCI Security Standards Council (PCI SSC). They are authorised to perform onsite audits, assess compliance, and produce a Report on Compliance (ROC).
  2. By an Internal Security Assessor (ISA). An ISA is an employee who has been trained and certified by the PCI SSC. ISAs can conduct internal PCI DSS assessments for their company, but not for third parties.
  3. Self-assessment Questionnaire (SAQ). For small to mid-sized businesses that process a lower volume of credit card transactions PCI DSS compliance via an SAQ is an option. However, this does require some understanding of your PCI compliance scope, so taking the advice from a QSA is advised.

Does PCI DSS compliance apply to organisations who outsource payment processing operations?

Yes. PCI DSS compliance applies for any entity that stores, processes, or transmits cardholder data, regardless of whether these activities are conducted directly or by a third-party service provider. If a merchant outsources its payment processing to a third party and does not store, process, or transmit cardholder data, many PCI DSS requirements may not apply directly to the merchant. However, this does not remove their responsibility to ensure data is properly protected by the third party.

How often do i need to validate PCI DSS compliance?

Validation is typically required annually, but frequency may vary based on your merchant level and volume of card transactions you process. There may also be a need to perform a quarterly network vulnerability scan.

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